See today's fixed annuity rate before it changes.
Fixed annuity rates move with the market. Answer a few quick questions about your timeline and goals, and see the guaranteed rate range you may qualify for right now, pulled from real carrier rate data. No cost, no obligation, and nothing to sign.
How fixed annuities actually work
Surrender Charges on Fixed Annuities, Explained First
How surrender charges on fixed annuities work, what you can withdraw penalty-free, and how to plan around the surrender period before you sign.
Laddering Fixed Annuities: A Way to Balance Rates and Access
How a fixed annuity ladder works, why people use one, and the trade-offs to weigh before splitting money across different contract terms.
How the rate check works
Answer 6 quick questions
How much you are thinking about, when you want income to start, what matters most to you, and where you are in retirement.
See your rate range
A current guaranteed fixed-rate range for a timeline like yours, based on live carrier rate sheets. A copy comes to your inbox.
Confirm it, if you want
Book a short, no-obligation call with a licensed professional to confirm your actual rate and get your questions answered.
Real rates, not a generic estimate.
Income Floor Check is operated by Long Financial Services, LLC, a licensed insurance agency (NPN #21414114) based in Frisco, Texas. We work only with fixed annuities, fixed indexed annuities and guaranteed income, coordinated by Tod Long, who has spent more than two decades in retirement income planning. The point is simple: walk into any conversation knowing where today's rates actually stand.